Appraisal services for Clemmons and Forsyth County homeowners
The top seven reasons NC homeowners order from Herrin Appraisal Company:
Need help deciding the value of your house in or near Clemmons, NC?
At Herrin Appraisal Company, we understand the individual needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At Herrin Appraisal Company, we're seasoned in helping customers just like you delete unwanted PMI insurance.
Challenge Tax Assessment
Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Herrin Appraisal Company is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Herrin Appraisal Company can help you reinstate your home equity line of credit with efficient appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Herrin Appraisal Company can help you with that. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.
Got a Question?
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